Your home is likely the largest investment you will ever make. You work hard for all that you have and you need to be protected in the event of a loss.
Homeowners Insurance Can Cover:
Other structures on your property
Additional expenses you incur due to a covered loss.
Personal Liability for bodily injury or property damage for which you may be at fault.
In addition to homeowners, we also offer condo owners and renters insurance.
We can help you with personal legal liability coverage, which covers your legal responsibility for property damage or injuries that you or your family may be responsible for.
Give us a call today or fill out the questionaire below so we can create a home insurance plan that works best for your specific needs.
Frequently Asked Questions
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My policy has a limit for other structures, but I do not have any other structures, am I paying for coverage I don’t need?
Home insurance policies are designed to meet the needs of the majority of homeowners. Many times, coverages shown on the policy are limitations of coverage rather than options that cost more. Other structure coverage is an example of a coverage limitation that is automatically included.
If a tree in my yard falls and damages my neighbor’s house, who’s insurance pays?
In most cases, the homeowner’s policy covering the damaged structure would pay for the loss.
I want to rent part of my property as a short-term rental, do I need to notify my insurer?
Unless notified, short-term rental activities are excluded from coverage. Consult with your agent if you are renting any portion of your property on a short-term basis.
Policies for Every Need
Competitive products and customized solutions providing you with peace of mind.
- Commercial General Liability
- Worker’s Comp
- Garage Liability
- Garage Keepers
- Business Owner’s
- Professional Liability
- Business Auto
- Commercial Property
- Inland Marine
Life and Health
- Whole Life
- Universal Life
- Disability Income
- Long-Term Care
- Medicare Supplement
- Vacant Dwellings
- Non-Owner Occupied Dwellings
- Antique and Classic Autos
- Inland Marine
Fast, Efficient, Friendly and Fun!
We love what we do & would love to help you!
GIVE US A CALL
9 Georgia Avenue
PO Box 887
Weaverville, North Carolina 28787
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Or just send us a message.